Disclosures

* New purchases only. Borrowers must be prequalified by Truity Credit Union. We guarantee the loan will close within twenty-five business days of receipt of your signed contract (not including Saturdays, Sundays or federal holidays). If we miss the deadline, we will credit $595 to closing costs at Truity Credit Union. This guarantee is void if any of the following unlikely circumstances beyond our control arise: the borrower fails to perform; title defects are discovered; the property needs improvements or repairs before closing; or the contract close date is outside the stipulated 25 days. FHA loans, refinances, construction loans and home improvement loans do not qualify for this guarantee.

Truity Federal Credit Union’s NMLS Institution ID# 619450

• We do not allow you to lock your interest rate online. A Loan Officer will contact you to lock your rate after you submit your application and pay your application deposit.
• The actual interest rate offered and Annual Percentage Rate (APR) is based on your credit history, product, loan term and the percentage of remaining equity in your home, and may be different than the rate displayed here. The rates shown on this page are for borrowers with excellent credit and are subject to change without notice.
• You should always consult a tax advisor about deductibility.
• Adequate homeowner's insurance coverage is a requirement for this loan.